New Car & Truck Loans as Low as 4.99% Annual Percentage Rate!!

Spokane Firefighters Credit Union is offering competitive rates on new vehicle loans! Cars and Trucks model year 2021 and newer may qualify for rates as as 4.99% APR*(1)(2), while Motorcycles, Boats and RVs 2021 and newer could be as low as 6.74% APR*(1)(2).

The credit union also offers rates as low as 5.49% APR*(1)(2) on Used Cars and Trucks model year 2013-2020. Loans on Motorcycles, Boats, and RVs model year 2013-2020 are as low as 7.49% APR*(1)(2).

How to save:

  • Apply at the credit union or online for a vehicle purchase from a dealer or private party
  • Refinance a vehicle from a lease or other financial institution for huge rate savings
  • Use a clear title to borrow for debt consolidations or home improvements


Visit our loan rates page for details.

* APR = Annual Percentage Rate

(1) Rate assumes a .50% discount on the APR for automatic payment via payroll deduct or payment from direct deposit, with deposit being large enough to cover a minimum monthly payment.

(2) Rate stated is the lowest possible rate and will vary depending on credit score, term, loan to value, and age of collateral. Lowest possible rate is for loans with terms of 48 months or less, with .25% being added for each year up to 84 months. Example: for cars and trucks 2021 and newer, the lowest possible rate for 48 months is 4.99%, 60 months is 5.24%, 72 months 5.49%, 84 months is 5.74%. Contact the credit union for rate details on Boat and RV loans with terms greater than 84 months.

Fees may apply when refinancing a current Spokane Firefighters Credit Union to obtain a lower rate.