Current Savings Rates

Our Share, Share Certificate* and IRA Share Certificate Products* are only available to
members who are in our field of membership.  
We do not accept deposits from institutional investors.

 

APY = Annual Percentage Yield

Savings Rates - Effective Thursday, September 1, 2022
APYMinimum
Deposit		Minimum
Balance
CHECKING0.1% $1000
SUB SHARES0% $0
SUB SHARES0.35% $100
SUB SHARES0.4% $5000
SUB SHARES0.45% $25000
SUB SHARES0.5% $75000
IRA SHARE0.25% $0
ROTH IRA SHARES0.25% $0

Certificate Rates - Effective Saturday, July 12, 2025
Certificate TermAPYMinimum Deposit
6MO CERTIFICATE3.55%$1000
6MO IRA CERTIFICATE3.55%$1000
12MO CERTIFICATE3.55%$1000
12MO IRA CERTIFICATE3.55%$1000
24MO CERTIFICATE2.02%$1000
24MO IRA CERTIFICATE2.02%$1000
36MO CERTIFICATE2.02%$1000
36MO IRA CERTIFICATE2.02%$1000
48MO CERTIFICATE2.27%$1000
48MO IRA CERTIFICATE2.27%$1000

APY = Annual Percentage Yield

*Penalty for early withdrawal. Fees may reduce earnings.

Member Rewards

Ask a Member Service Representative about our Member Rewards program.  Platinum members can receive .25% APY above posted rates on Certificates of Deposit and IRAs, while Gold members see increases of .15% APY!  CD Specials may not be eligible for Rewards dividend bonuses.