Individual Retirement Accounts (IRAs)

An IRA is one of the best ways to save for retirement. The credit union has several IRA options to help you plan for the future.  Contributions may even be tax-deductible, consult your tax adviser for details.  IRAs may invest in either share accounts or share certificates, so check out our current IRA rates and decide which option may work for you.

    • Traditional IRAs – earnings are not taxed until funds are withdrawn from the account, thus postponing your tax liability.
    • ROTH IRAs – funds are taxed prior to investment and are not taxed when taken as a disbursement after retirement age.