Member Service Agreement – MSA

Our credit union has developed a Member Service Agreement which clearly outlines our relationship with our membership.  The majority of questions you might have about your account are clearly explained in these documents.

Member Accounts – Member Service Agreement

Business Account – Business Service Agreement

Disclosures and Important Notices

Privacy Policy Notice – Our Privacy Notice

Electronic Funds Transfer Policy NoticeMember Electronic Funds Transfer Policy & Business Electronic Funds Transfer Policy

Funds Availability Policy NoticeMemberBusiness

Overdraft Policy NoticeOverdraft Notice

Equal Housing OpportunityFair Housing Poster

Your Federally Insured FundsYour Federally Insured Funds

eSign Consent NoticeeSign Consent Notice

Digital Wallet Terms of Use – Digital Wallet Terms of Use

Rates and Service Charges (Effective 4/3/2024) – Our Rates and Service Charges

Your Responsibilities for NSF and Overdrafts Your Responsibilities for NSF and Overdrafts

Facts You Should Know About Checks You Deposit That Are Not Drawn on UsThink a Check Might Have a Problem?

Third Party Links Disclosure – Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that Spokane Firefighters Credit Union does not guarantee the accuracy or completeness of any information presented on these sites nor does Spokane Firefighters Credit Union represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union.

We encourage our members to know when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. Our Privacy Statement applies solely to information collected by Spokane Firefighters Credit Union.


Equal Employment Opportunity – Spokane Firefighters Credit Union believes that every employee has the right to work in surroundings that are free from unlawful discrimination.  It is our policy, notwithstanding any requirements of affirmative action, to hire, compensate, promote, train, transfer, discipline, discharge and make all other employment-related decisions without consideration of an employee’s race, color, creed, sex (including pregnancy, childbirth and pregnancy-related conditions), sexual orientation, gender identity and expression, religion, age, national origin, citizenship or immigration status, disability, honorable discharged veteran or military status, marital status, genetic information, use of a trained service animal or dog guide, HIV/AIDS and Hepatitis C status, or any other basis prohibited by local, state or federal law.  All employees of this company are prohibited from engaging in unlawful discrimination.