Member Service Agreement – MSA

Our credit union has developed a Member Service Agreement which clearly outlines our relationship with our membership.  The majority of questions you might have about your account are clearly explained in these documents.

Member Accounts – Member Service Agreement

Business Account – Business Service Agreement

Disclosures and Important Notices

Privacy Policy Notice – Our Privacy Notice

Electronic Funds Transfer Policy NoticeMember Electronic Funds Transfer Policy & Business Electronic Funds Transfer Policy

Funds Availability Policy Notice – Member & Business

Overdraft Policy NoticeOverdraft Notice

Equal Housing OpportunityFair Housing Poster

Your Federally Insured FundsYour Federally Insured Funds

eSign Consent NoticeeSign Consent Notice

Rates and Service Charges (Effective 10/1/2022) – Our Rates and Service Charges

Your Responsibilities for NSF and Overdrafts Your Responsibilities for NSF and Overdrafts

Third Party Links Disclosure – Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that Spokane Firefighters Credit Union does not guarantee the accuracy or completeness of any information presented on these sites nor does Spokane Firefighters Credit Union represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union.

We encourage our members to know when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. Our Privacy Statement applies solely to information collected by Spokane Firefighters Credit Union.


Equal Employment Opportunity – Spokane Firefighters Credit Union adheres to all applicable federal, state and local equal employment opportunity laws and regulations.  Equal opportunity employment laws prohibit discrimination against any person on the basis of their:

1) race, creed or color,

2) Religious orientation,

3) Their reporting, objecting or participating in legal proceedings intending to enforce any laws regulating equal employment or prohibiting discrimination in employment.

Discrimination includes harassment based on any protected employment classification, including, but not limited to, sexual harassment, racial harassment, or religious harassment.