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Loan Type Rates as low as Terms/Information Share Secured Loan 2.450% Borrow from your savings and save with a share secured loan. Signature Loan 9.490% This no frills unsecured loan can help out in a pinch. Holiday Loans 6.490% At Christmas time ask about our Seasonal Holiday Loans! New Vehicle Loans 2.490% Hassle Free Financing with YOUR Credit Union! Used Vehicle Loans 2.490% Hassle Free Financing with YOUR Credit Union! New RV's/Trailers 3.240% Hit the open road with our LOW RV Rates! Used RV's/Trailers 3.240% Hit the open road with our LOW RV Rates! New Boats 3.240% Take a cruise to some big savings with an SFCU Boat Loan! Used Boats 3.240% Take a cruise to some big savings with an SFCU Boat Loan! New Motorcycles 3.240% YOUR CU leads the pack with our LOW rate toy loans! Used Motorcycles 3.240% YOUR CU leads the pack with our LOW rate toy loans! Visa Classic 10.900% SFCU Visa - Low Fees at a Competitive 10.9% APR! HELOC 5.000% SFCU HELOCs are a great tool for home improvement!
(1) Rate assumes a .50% discount on the Annual Percentage Rate for automatic payment directly tied to payroll deposit. Rate also assumes a .25% discount for having an open SFCU VISA Card.
(2) Rate stated is the lowest possible rate and will vary depending on credit score, term, loan to value, and age of collateral.
(3) RVs and Boats can be amortized up to 15 years on a case by case basis
(4) Rate based on index (Wall Street Journal Money Rates, Prime Rate). Loan floor rate is 4.00% APR and ceiling rate of 18.00% APR. Rates are variable and subject to change over time.
(5) Appraisals are required on all transaction $250,000 or greater, while tax assessed values may be used for valuation at the discretion of the credit union.
(6) Fannie Mae rates change daily and depend on credit score, loan to value, and rate lock term.
Ask a Member Service Representative about our Member Rewards program. Platinum members can receive Loan Interest Rebates of .25% APR on qualifying loans, while Gold members see rebates of .15% APR!