Current Loan Rates

Call or Contact Us with questions or to apply for a loan.

Contact a loan officer for today’s Mortgage and Home Equity Rates.

(509) 484-5650 or (888)-369-3708

APR* = Annual Percentage Rate

Loan Rates - Effective Saturday, November 17, 2018
Loan TypeRates as low asTerms/Information
Share Secured Loan2.450%Borrow from your savings and save with a share secured loan.
Signature Loan9.490%This no frills unsecured loan can help out in a pinch.(1)(2)
Holiday Loans6.490%At Christmas time ask about our Seasonal Holiday Loans!
New Vehicle Loans2.740%Hassle Free Financing with YOUR Credit Union! (1)(2)(3)
Used Vehicle Loans2.740%Hassle Free Financing with YOUR Credit Union! (1)(2)(3)
New RV's/Trailers4.490%Hit the open road with our LOW RV Rates! (1)(2)(3)
Used RV's/Trailers4.490%Hit the open road with our LOW RV Rates! (1)(2)(3)
New Boats4.490%Take a cruise to some big savings with an SFCU Boat Loan!
Used Boats4.490%Take a cruise to some big savings with an SFCU Boat Loan!
New Motorcycles4.490%YOUR CU leads the pack with our LOW rate toy loans!(1)(2)(3)
Used Motorcycles4.490%YOUR CU leads the pack with our LOW rate toy loans!(1)(2)(3)
Visa Classic10.900%SFCU Visa - Low Fees at a Competitive 10.9% APR!
HELOC5.250%SFCU HELOCs are a great tool for home improvement!(4)(5)

Notes

(1) Rate assumes a .50% discount on the Annual Percentage Rate (APR) for automatic payment directly tied to payroll deposit.

(2) Rate stated is the lowest possible rate and will vary depending on credit score, term, loan to value, and age of collateral.

(3) RVs and Boats can be amortized up to 15 years depending on loan amount.

(4) Rate based on index (Wall Street Journal Money Rates, Prime Rate). Loan floor rate is 4.00% APR and ceiling rate of 18.00% APR. Rates are variable and subject to change over time.

(5) Appraisals are required on all transaction $250,000 or greater, while tax assessed values may be used for valuation at the discretion of the credit union.

(6) Fannie Mae rates change daily and depend on credit score, loan to value, and rate lock term.

 

Member Rewards

Ask a Member Service Representative about our Member Rewards program.  Platinum members can receive Loan Interest Rebates of .25% APR on qualifying loans, while Gold members see rebates of .15% APR!